5 Simple Techniques For 228 loan
5 Simple Techniques For 228 loan
Blog Article
질문과 답변을 제공하는 서비스입니다. 궁금한 점이 있다면 지식인에서 검색해 보세요.
(one) Consideration in the dollar quantity on the limited function financial institution's Local community advancement loans and Local community improvement investments that benefit or serve the power-based mostly evaluation spot; and
관심 분야의 기사, 블로그 콘텐츠부터 숏폼, 쇼핑까지 다양한 콘텐츠를 이용할 수 있습니다.
(one) A buyer loan is situated while in the census tract in which the borrower resides at some time that the borrower submits the loan software;
(i) Why the bank's company model is exterior the scope of, or inconsistent with, a number of areas of the functionality tests that could use in the absence of an authorised prepare;
(A) Combines the performance scores for every supporting conclusion for each big merchandise line into a product line rating; and
Right before submitting a draft want to the Board for approval pursuant to paragraph (h) of this section, a financial institution should:
(3) A little enterprise loan or compact farm loan is located in the census tract the place the leading enterprise facility or farm is situated or exactly where the borrower will usually utilize the loan proceeds, as indicated via the borrower.
The Financial institution Assessment Place Local community Advancement Financing Metric measures the dollar quantity of the financial institution's Neighborhood growth loans get more info and community advancement investments that reward or provide a facility-dependent evaluation region when compared with deposits during the lender that can be found in the facility-based assessment place, calculated pursuant to paragraph II.a of appendix B to this part.
An amendment to a strategy need to comply with all related prerequisites of this segment, Unless of course the Board waives a requirement as not relevant.
(A) A duplicate of the public segment of your bank's most up-to-date CRA performance analysis and a listing of companies furnished by the branch; and
When you've got issues to the Company that issued the current doc you should Get in touch with the company immediately.
); the expression “uninsured Condition department” signifies a Condition branch the deposits of which are not insured with the Federal Deposit Coverage Company; the expression “constrained branch” indicates a Condition department that accepts only deposits which are permissible for an organization structured underneath area 25A in the Federal Reserve Act (12 U.S.C. 611 et seq.
A bank ought to keep a general public file, in both paper or digital structure, that features the next information: